These plans are chosen at the bargaining group/school district level. The State provides a monthly allocation to help cover these costs, but does not typically cover the full cost of the programs. Some locals negotiate additional funding from their district.
- Plans eligible for use of state funds include group dental, vision, disability, life and medical insurance.
- As a member, you are usually given the choice of several medical plan options so you can select the plan that best suits your needs. Your share of premiums is handled through payroll deduction.
- Dental, vision, disability and life insurance plans are considered “mandatory” plans. That means that if you meet the eligibility requirement (half-time, or a certain number of hours per week, etc.) you must participate in the plan. If you don’t meet the eligibility requirement you cannot participate in the plan – even if you are willing to pay 100% of the premium.